Health Insurance plans fall into several main categories described below. Usually paid for with PRE­-TAX dollars: High-Deductible Health Plan (HDHP) For 2026, the minimum deductible is $1,700 for an individual or $3,400 for a family. Out of pocket maximums (including deductibles, coinsurance, or copays) must be

Use this checklist annually during your employer’s open enrollment period (or year-end) to make sure your benefits align with your financial goals, healthcare needs, and protection strategies. Health Insurance Review your current health insurance plan (HDHP, PPO, HMO) and coverage needs. Compare premiums,

In our recent webinar, Sarah Irving of Meridian Financial Partners and Angela Windett of Steinlage Insurance Agency discussed practical insights to help individuals nearing or in retirement make informed decisions about Medicare. Here are five key takeaways from the session: 1. Understand the Different Parts of