Short Term Disability Most employers offer short-term disability coverage, but this is the perfect time to check if you are covered. Short-term disability policies cover 3 – 6 months of disability and usually come into paly with injuries and pregnancies. Salary coverage is usually 70-80% of base salary Understand

Employer Provided Life Insurance Employer-provided life insurance compensates survivors for lost wages and income in the event of your death. Large employer plans often offer life insurance coverage of $50,000 or 1x salary as a default, with options to increase coverage based on your needs. Group plans tend to have

Use this checklist annually during your employer’s open enrollment period (or year-end) to make sure your benefits align with your financial goals, healthcare needs, and protection strategies. Health Insurance Review your current health insurance plan (HDHP, PPO, HMO) and coverage needs. Compare premiums,