Capital Loss Planning

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Selling some investments that have unrealized tax loss has the potential to offset the tax liability that is triggered when other investments are sold at a gain. This strategy is called tax-loss harvesting, and it’s one we consider for our clients. Now is a great time for us – as a team – to take […]

Planning for Strategic Charitable Giving

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A meaningful part of your financial plan is your charitable giving. Perhaps it’s the ideal time to put a charitable giving strategy in place to help you make the most of your donations. Consider strategic giving when you: Want to make a large charitable gift to offset your tax liability Intend to make numerous and

Reviewing End of Year Planning Opportunities

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During November and December, we want to help you spot time-sensitive planning opportunities. Perhaps you… Are considering making year-end gifts to charitable organizations or family members and need to determine your optimal funding strategy; Are looking to reduce your income tax liability this year and are seeking

Medicare Open Enrollment

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Medicare’s Open Enrollment Period begins on October 15. Now is the ideal time to evaluate whether this is the year to change your coverage. Perhaps you’re: Wanting a plan with different services that it covers. Requiring access to specific hospitals, doctors, or prescriptions that aren’t covered under your

Reviewing Insurance Coverage

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During September and October, we want to help you review your various insurance coverages to make sure you have the coverage you need. Perhaps you… Have new health care concerns, or you are losing coverage and need to update your health insurance plan; Have made improvements to your home, and you need to increase

Employee Benefit Review

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During July and August, we want to set you up for a successful benefit election period. Your employer-provided benefits are an important part of your financial plan, and we can maximize their effectiveness. Perhaps you… Want to make sure your employer-provided retirement plan is optimized for your risk tolerance,

Goals Assessment

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Helping you meet your goals fuels our work here at Meridian Financial Partners. But just like everything else, goals can change. Even changes that seem modest can affect your financial plan. Sometimes it can be helpful to work with a tool that allows you to frame your priorities as they relate to: Retirement and

Reviewing Your Investments

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During July and August, we want to help you review your investments. Perhaps you want to… Review the risk you are taking with your investments and want to consider adjusting your asset allocation; Make a contribution to or withdrawal from an investment account; or Discuss the current market outlook, the Fed’s

Beneficiary Review

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There’s no time like the present to review your beneficiary designations. When we take the time to ensure your beneficiaries align with the instructions of your will or trust, you’ll rest assured that your intentions are realized. In our review, we’ll: Verify your beneficiaries are up to date to reflect your