What Issues Should I Consider Before the End of the Year?

A number of planning opportunities, retirement contributions, charitable giving, tax-loss harvesting, come with a hard December 31 deadline, which makes the final months of the year worth a deliberate review rather than a last-minute scramble.

Cash flow deserves a look here too, since year-end is a natural point to confirm spending and savings are on track before a new year, and new goals, begin.