Question 1

Who can benefit the most from your services?

Accepted Answer

We offer financial planning as part of our ongoing investment management practice. Any person seeking financial peace of mind or looking to match their financial actions and resources with personal goals can benefit, at any income level. Our services help you plan for retirement, taxes, college, insurance, investments, estate planning, special goals, and ongoing financial check-ups.

Question 2

Meridian is a fee-only advisor – why does that matter?

Accepted Answer

An advisor who is rewarded for recommending a specific product faces an inherent conflict of interest. As a fee-only financial planner, Meridian receives no commissions or mutual fund fees; our only compensation comes from the client, so recommendations are based solely on the client's best interests. Costs are fully transparent and there is no lock-up period or penalty for leaving.

Question 3

Are you a fiduciary?

Accepted Answer

Yes. Meridian Financial Partners is a fiduciary to its clients, meaning we must place the interests of those we serve ahead of our own. Our CFP® financial advisors embrace this role and the responsibility of always placing the client first.

Question 4

How do you get paid? What is your fee structure?

Accepted Answer

Our compensation is 100% transparent. All services are offered as a percentage of assets under management, billed monthly in advance, and we receive no other forms of compensation from anyone. Fees are about 1.00% of assets under management depending on investable assets, calculated on the gross value as of the last market day of the previous month and deducted from your account by your custodian.

Question 5

Where are managed accounts held?

Accepted Answer

All assets are held with independent, third-party custodians. Unless arranged otherwise, non-employer accounts for which you grant Meridian trading authority are held at Charles Schwab & Co., Inc., which is separate from Meridian and carries SIPC protection plus supplementary insurance. Employer accounts such as 401(k) and 403(b) plans remain with your employer-directed custodian, and we are happy to assist with asset allocation on those accounts.

Question 6

Do you have a minimum account size?

Accepted Answer

Our services are designed for any client who wants to build a strong financial future. Investment Management services have a minimum fee of $3,000 per year, but we do not limit clients based on current circumstances; we focus on your financial potential and commitment to working together.

Question 7

How do I get started?

Accepted Answer

Our advisors are ready to meet you. Visit the Get in Touch page at meridianfinancialpartners.com/get-in-touch/ to request a stress-free consultation.

Tax Planning

What's included

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