What Accounts Should I Consider if I Want to Save More?

For high savers who've already maxed out a 401(k) or IRA, the question shifts from whether to save to where the next dollar should go, and the answer depends on goals like tax treatment, flexibility, and time horizon.

Some options, like an HSA, offer a unique tax advantage worth prioritizing. Others, like a taxable brokerage account, offer more flexibility with fewer restrictions but less tax benefit.