Common Types of Annuity Products
Overview
Annuities get lumped together in conversation more than the products themselves are actually alike. Some exist purely to generate guaranteed income, others to grow money on a tax-deferred basis, and the risk each one carries varies just as much.
The right category depends heavily on what problem you're trying to solve, guaranteed lifetime income, principal protection, or upside participation, since no single annuity type does all three well.
What this checklist covers
- 1Income annuities
- 2Fixed and indexed annuities
- 3Variable annuities
- 4How each is taxed
Common questions
Review the contract with the full checklist
The terms, fees, and guarantees worth checking line by line.
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Sourced from a licensed fpPathfinder reference guide. Page copy is original summary content.