Now or Later?

With a new year comes new resolutions and for savers, new retirement plan contributions.   For 2024, the employee contribution limits are as follows: IRA and Roth IRAs : $7,000 for those  <50 years old, $8,000 for those 50 and older. SIMPLE IRA: $16,000 for those <50 years old, $19,500 for those 50 and

Getting Paid to Wait

To repeat the obvious, we are still in a period of extreme market volatility and overall decline in 2022. We have said it in this space many times before, but it is almost impossible to time the market. And data and history tell us that trying to “get out and get back in” often hurts […]

Tax Now or Tax Later?

There is a lot of buzz on the streets about Roth IRAs / 401ks and whether that is the right investment vehicle.  Well maybe not a LOT of “buzz”, but certainly enough to warrant some questions from our clients over the years.  So is a Roth IRA or Roth 401k / 403b always the best […]

Get Paid to Wait

Stock market decline, and how much lower for how much longer remain among the top questions we are getting from clients lately. All you have to do is look at our recent blog posts to see that! This is despite an S&P 500 return of +6.6% for the last week of May. Granted, we are […]