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Retirement Planning

What Issues Should I Consider if I'm Concerned About Outliving My Assets?

Overview

Longevity risk, the chance your money runs out before you do, is one of the harder retirement risks to plan for because nobody knows exactly how long they'll need their savings to last. That uncertainty is exactly why it deserves a plan rather than a guess.

The answer usually isn't a single fix. It's some combination of a sustainable withdrawal rate, a portfolio built for a multi-decade time horizon, and, for some people, more guaranteed income to cover essential expenses.

What this checklist covers

  1. 1General longevity planning
  2. 2Portfolio and asset positioning

Common questions

Take the full checklist into your retirement decision

A printable checklist you can work through before you set a date.

PDF · 195 KB · No email required

Related Resources

Keep exploring retirement planning

Articles, printable guides, and short videos on this topic. See the full Retirement Planning hub.

Sourced from a licensed fpPathfinder checklist. Page copy is original summary content.