What Issues Should I Consider Before I Retire?

Retirement readiness is often measured by a single number, but the decision involves more moving parts than a savings target. Cash flow, healthcare coverage, when to claim Social Security, and how your accounts will be taxed as you draw them down all shape whether retirement actually feels secure once it arrives.

It's also worth thinking beyond the finances. Retirement changes daily structure, and the people who adjust well tend to have thought about that ahead of time, not just their portfolio.