Retirement Planning
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8 resources
Retirement planning is less about hitting a single number and more about sequencing decisions: when to stop working, which accounts to draw from first, when to claim Social Security, and how to keep required distributions from distorting your tax picture.
These guides walk through the decisions that come up in the years right before and right after a retirement date. Each one is a short checklist you can work through on your own, or bring to a conversation with your advisor so the meeting starts further along.
How Different Income Sources Are Taxed in Retirement
Taxable accounts, Roth accounts, and annuities are all taxed differently in retirement. See how each income source is treated.
Free PDF downloadUnderstanding RMD Tables
RMD tables determine how much you're required to withdraw each year. See how the Uniform Lifetime and Joint Life tables work.
Free PDF download
What Important Issues Should I Consider Regarding Changes Made by the SECURE Act 2.0?
SECURE Act 2.0 changed retirement account rules on a rolling schedule. See what's already in effect and what's still coming.
Free PDF downloadWhat Issues Should I Consider Before I Retire?
Retiring well takes more than a savings number. See the cash flow, tax, and long-term questions worth answering before you set a retirement date.
Free PDF downloadWhat Issues Should I Consider if I'm Concerned About Outliving My Assets?
Longevity risk is one of the biggest threats to a retirement plan. See what to review if you're worried about running out of money.
Free PDF downloadWhat Issues Should I Consider When Inheriting a Traditional or Roth IRA?
Inherited IRAs come with their own distribution rules. See what to consider if you've recently inherited a traditional or Roth IRA.
Free PDF downloadWhat Issues Should I Consider When Reviewing My RMD?
Required minimum distributions come with rules and deadlines that are easy to miss. See what's worth reviewing each year.
Free PDF downloadWhat Issues Should I Consider With My Social Security Retirement Benefits?
When you claim Social Security can shape your retirement income for decades. See what's worth thinking through before you file.
Free PDF download