Insurance & Risk Management
About these resources
12 resources
Insurance is the part of a plan that protects everything else in it. The questions worth asking are how much coverage is genuinely needed, what the policy actually pays, and whether the coverage you bought years ago still fits your situation.
These guides cover both buying new coverage and reviewing policies already in force.
5 Things to Know About Medicare to Avoid Retirement Mistakes
Enrollment windows, creditable coverage, IRMAA surcharges, and Medigap versus Advantage — the Medicare decisions that carry lasting consequences.
Annual Benefits Review Checklist
Review health, disability, life insurance and retirement benefits each open enrollment so they match your goals and coverage needs.
Common Types of Life Insurance Policies
Term, whole, and universal life policies each work differently. See a plain-language comparison.
Free PDF download
Comparing Long-Term Care Insurance Products
Traditional LTC, hybrid policies, and riders each cover long-term care differently. See how they compare.
Free PDF download
Medicare Open Enrollment
Medicare Open Enrollment begins October 15. Use our flowchart to decide whether this is the year to change your Medicare coverage.
Free PDF download
Webinar on Demand: Avoiding Medicare Mistakes in Retirement
Sarah Irving of Meridian and Angela Windett of Steinlage Insurance Agency on enrollment timing, coverage choices, and premium surcharges.
What Issues Should I Consider When Purchasing a Life Insurance Policy?
The right coverage amount and policy type depend on your specific goals. See where to start.
Free PDF download
What Issues Should I Consider When Purchasing Disability Insurance?
Your ability to earn an income may be your biggest asset. See what to review before buying disability coverage.
Free PDF download
What Issues Should I Consider When Purchasing Long-Term Care Insurance?
Long-term care costs can be significant. See what to review before choosing a policy.
Free PDF download
What Issues Should I Consider When Reviewing My Existing Life Insurance Policy?
Coverage that fit five years ago may not fit today. See what to check on your current policy.
Free PDF download
What Issues Should I Consider When Reviewing My Health and Life Insurance Policies?
Health and disability coverage deserve a regular check-in too. See what to review.
Free PDF download
What Issues Should I Consider When Reviewing My Property and Casualty Insurance Policies?
Home, auto, and umbrella coverage are worth a periodic check. See what to review.
Free PDF download