Am I At Risk of Identity Theft or Fraud? A Practical Self-Assessment Checklist Identity theft and financial fraud are among the fastest-growing threats to personal financial security. From phishing emails and data breaches to government impersonation calls and romance scams, bad actors use increasingly sophisticated

Health Insurance plans fall into several main categories described below. Usually paid for with PRE­-TAX dollars: High-Deductible Health Plan (HDHP) For 2026, the minimum deductible is $1,700 for an individual or $3,400 for a family. Out of pocket maximums (including deductibles, coinsurance, or copays) must be

Short Term Disability Most employers offer short-term disability coverage, but this is the perfect time to check if you are covered. Short-term disability policies cover 3 – 6 months of disability and usually come into paly with injuries and pregnancies. Salary coverage is usually 70-80% of base salary Understand

Employer Provided Life Insurance Employer-provided life insurance compensates survivors for lost wages and income in the event of your death. Large employer plans often offer life insurance coverage of $50,000 or 1x salary as a default, with options to increase coverage based on your needs. Group plans tend to have

Use this checklist annually during your employer’s open enrollment period (or year-end) to make sure your benefits align with your financial goals, healthcare needs, and protection strategies. Health Insurance Review your current health insurance plan (HDHP, PPO, HMO) and coverage needs. Compare premiums,

In our recent webinar, Sarah Irving of Meridian Financial Partners and Angela Windett of Steinlage Insurance Agency discussed practical insights to help individuals nearing or in retirement make informed decisions about Medicare. Here are five key takeaways from the session: 1. Understand the Different Parts of

Medicare’s Open Enrollment Period begins on October 15. Now is the ideal time to evaluate whether this is the year to change your coverage. Perhaps you’re: Wanting a plan with different services that it covers. Requiring access to specific hospitals, doctors, or prescriptions that aren’t covered under your

During September and October, we want to help you review your various insurance coverages to make sure you have the coverage you need. Perhaps you… Have new health care concerns, or you are losing coverage and need to update your health insurance plan; Have made improvements to your home, and you need to increase