Vesting… you’ve heard the term, but do you know what it means? No, not that kind of vest This term typically applies to employer-sponsored retirement plans (such as 401(k)s, 403(b)s, etc.). While all of the money you personally contribute to these accounts is yours to invest, keep, and take with you if you were to

Happy Summer Solstice! I just returned from a wonderful week at Lake Michigan with my family. I love them dearly and a great way to look after them is to make sure I have beneficiaries named on my accounts. Beneficiary designations are the way that certain types of assets are passed on to heirs, regardless of

As we addressed in our market volatility update yesterday, sometimes taking a break from all the news is good for our mental health and can be enough to give some perspective.   There is a lot of information being thrown out at us and that can be stressful and overwhelming – either causing us to do […]

Lucy and Tyler’s blog last week on the financial implications of installing solar panels triggered quite a few follow up questions from our loyal readers!  (Thank you to all of you who take the time to read our posts—we appreciate your feedback and questions!!!) So, we wanted to tackle the general math on home

Are solar panels worth it? This week’s blog features a client request on how to calculate if it’s a wise decision to have solar panels installed at your home. Yellow ribbon back home at the yellow barn after earning the last score for our USDF Bronze Medal! Most of us are aware of the great […]

The past few days have given lots of reprieve from the colder weather, but the roller coaster in the markets seems to continue.  Needless to say, investors have been put through an emotional ringer the last 2 years through stomaching the lows of the market drop in 2020, the unknowns of a pandemic, feeling the

Many of you have read Lucy’s blog about I Bonds, and we’ve been answering lots of questions about buying I Bonds and whether they are a good idea or not…so, we wanted to send a quick note to answer some of the questions we keep hearing… First of all, we scooped the Washington Post… 😉 […]

Recently, we have been fielding many questions about whether it is more prudent to use excess cash to pay off a mortgage or go invest.  While we do answer this question with regularity, the interest in paying off (or accelerating paydown) a mortgage seems to have risen over the past month.  Maybe because of the

Despite the wintry mix yesterday, Spring feels like it may be here (knock on wood!).  My family is enjoying the beginnings of spring and Easter 2022 was a success.  This was the first time both of our youngsters were able to experience the thrill of racing against a pack of other kids to see who […]