Nathan Gilbert
News: Meridian Financial Partners Welcomes Sarah G. Irving as a New Partner
Meridian Welcomes Sarah Irving We are thrilled to announce Sarah G. Irving as a Partner within the firm. With exceptional expertise and dedication to client success, Sarah delivers excellent client service and is now a key part of the leadership team. As a Partner, Sarah Irving w
Nathan GilbertMay 20, 2024
Understanding T+1 (Transaction Date + 1 Business Day)
You may have seen this message: T+1 on 5/28. Here’s the quick translation: Transaction date + 1 business day starts on May 28th. First, thank you to one of our readers for this great subject suggestion. As always, let us know if there are any blog topics you’d like to learn more
Nathan GilbertMay 7, 2024
Irrational Decisions (+ RIP Daniel Kahneman)
Daniel Kahneman’s work perfectly outlines what we as advisors and planners are often dealing with when speaking to clients, giving advice, and making recommendations. One of his main conclusions was that individuals do not always make rational decisions when faced with uncertaint
Nathan GilbertApr 9, 2024
Like a ROTH to a Flame
I apologize for the lame title to this post, but it seemed a little more attention grabbing than ‘help your kid open a ROTH IRA.’ If you have a child who is earning income, he is eligible to open a ROTH IRA (in Virginia, the minimum working age is 14), and you should probably hel
Nathan GilbertMar 12, 2024
Learning New Things @ Exchange
Gaining Industry Insights at the Exchange Conference Yes, finding an excuse to go to a conference in Miami in February is generally a good idea. As is the case with most events like these, we are still spending the lion’s share of our time inside conference rooms, but it’s still
Nathan GilbertFeb 13, 2024
Net Unrealized Appreciation (NUA) – Worth It?
Happy New Year to you and your families! That is, if it is still appropriate to wish people a Happy New Year this far into January. I always enjoy the debate around how far into the year you can still say that. I tend to land on through the end of January. I think Seinfeld […]
Nathan GilbertJan 16, 2024
“Shaken, Not Stirred” – James Bond(s)
Bonds have been grabbing a lot of headlines, lately. Up until recently, all of those headlines were generally bad and involved declining (shaken AND stirred?) prices. It has been a frustrating last year and a half for conservative bond investors not used to seeing their account v
Nathan GilbertDec 12, 2023
What Have You Done for Me Lately?
I point the finger at our own industry for training investors to think in the short term. Within our firm our custodian, Charles Schwab, sends out monthly statements. From a compliance perspective, this is a good thing, because it reassures clients that their money is where it’s
Nathan GilbertNov 7, 2023
CDs – Still Not a Good Long-Term Investment Strategy
When a client has accumulated savings that they don’t plan to use in the near future, they often wonder what they should do with their money to make it work harder for them (aka grow more). One of the first questions we ask is, what is the likely timeframe for the money? If it’s
Nathan GilbertAug 29, 2023
What’s a Soft Landing?
In the financial press, you (if you read such things) have probably read phrases like ‘the Fed is hoping for a soft landing…’ They are referring to a soft landing for the US economy which has been running too hot and causing the price of everything to rise too quickly (aka inflat
Nathan GilbertJul 19, 2023
The Transfer Process (Not always easy, but usually worth it)
Transferring your investment account(s) to a new firm can be intimidating and sometimes a reason to not make any change and leave things as they are. The two most popular reasons for transfer are 1) switching to a new advisor or firm and 2) changing jobs/retiring. While both type
Nathan GilbertJun 6, 2023
Nothing Like Waiting Till the Last Minute
As with many things in business and in life, deals/projects/agreements/settlements don’t get done in advance of a deadline. Once a deadline is looming, things generally get done at the 11th hour. I have a golfing friend who is perennially late to every tee time, so my other frien
Nathan GilbertMay 2, 2023