Nathan Gilbert
An 8% Raise
Just because you are eligible for Social Security benefits doesn’t mean you should start taking them right away. We often hear our clients ask about taking social security as soon as they are able, using reasoning such as: “I don’t know how much longer I’ll be around.” – none of
Nathan GilbertApr 5, 2022
Inflation Hedge?
Other than the very obvious and depressing headlines that Sarah Yakel deftly navigated in her last post, the next highest thing on investors’ minds is inflation and what to do about it. Like anything when it comes to investing, there is no perfect answer to how to invest in the f
Nathan GilbertMar 15, 2022
Safety and Return
In many initial client meetings (and sometimes beyond the initial meeting), clients are often in search of a unicorn, an investment that provides a high rate of return without any risk. Most people won’t explicitly say that, although we do often laugh about one particular prospec
Nathan GilbertFeb 15, 2022
Tax Time?
As the calendar turns to 2022, many people immediately start to think about filing taxes. While it’s generally a good thing to avoid procrastination (which I try to tell myself all the time!), you must wait for a) the IRS to actually accept your return and b) your tax forms to ge
Nathan GilbertJan 18, 2022
RMDs Are Back in 2021
The passing of time during the pandemic has felt very weird at best. For me, it felt like 2020 moved at a snail’s pace and 2021 has been a bit of a blur. And, it’s caused me to forget exactly when certain events happened. Thank goodness for time stamps on the pictures on my phone
Nathan GilbertDec 21, 2021
Have you Heard About How Much I bonds are Paying?
You may have seen or heard that I bonds (AKA inflation bonds or series I savings bonds) are currently paying 7.12%. That is true, but as with most headlines these days, it’s important to read into the situation and dig a little deeper. Shameless plug: if you’d prefer a shorter vi
Nathan GilbertNov 30, 2021
Wait, My Bonds Went Down Too??
If you are an investor in the markets, you are probably aware that the stock market can go up and down (news flash!). September lived up to its reputation of being a historically bad month for stocks, but many bond investors may also have been disappointed when they opened their
Nathan GilbertOct 19, 2021
What Happens When My Work Retirement Plan Dissolves?
We recently helped a business owner who is nearing retirement unwind his company’s work plan. This can happen for several reasons, but it is usually because the business is closing or the plan itself is ending. Either way, it’s important for the participants to know their options
Nathan GilbertSep 21, 2021
Dealing with Uncertainty
TL;DR: more cute dog pics below 😊 Over our 20+ years in the industry, my partner Sarah Yakel and I have heard the refrain ‘I’ll get out of the market now and get back in when things look better’ countless times. In the least accusatory tone possible, that is almost never the rig
Nathan GilbertAug 24, 2021
Contribute to Your Company Plan or IRA?
Short answer: Likely your company plan. Feel free to stop reading now! 😊 If you are employed and covered by a 401k, 403b, 457b, TSP, or some other unnecessarily complicated number/letter combination (qualified plans), then you should maximize contributions to that plan prior to
Nathan GilbertJul 27, 2021
Happy Belated Father’s Day (A Custodial ROTH IRA?)
My family and I were on vacation last week at Bethany Beach, and as usual, it was a great and relaxing time. It was especially nice to see my kids and their cousins playing together after last year’s hiatus. I didn’t totally escape work and did have my laptop in tow (I avoided it
Nathan GilbertJun 29, 2021
Are Inflation Fears Inflated?
As I mentioned in my recent Meridian Market Minute video post, headlines around inflation have started to appear as the next thing we should all be worried about. My colleague Sarah Irving also wrote a great blog around the topic back in early April. Since that time, the rate of
Nathan GilbertMay 25, 2021