March Madness is here, it is the season of surprises (we’re looking at you, Oral Roberts University…thanks for busting everyone’s brackets…).  The members of Yakel family spent the weekend alternately crowing in victory or complaining in defeat, as our family bracket competition got heated…   Ben’s

If the only thing you know about a Roth is that it rhymes with sloth …well, then this post is for you. So. Are you ready to find out what this Roth IRA thing is? It is a type of retirement account! Roth IRAs (IRA stands for Individual Retirement Account) are specific retirement accounts that […]

Four year olds are intrinsically curious which means they tend to ask a lot of questions…. About everything…. All the time. As tiresome as it can be, it is an incredible trait of children and a characteristic that most teenagers and adults grow out of. The favorite word in the Irving household right now is

It’s February. It’s the month of love, Valentine’s Day. With love comes marriage, and marriage is a beautiful thing. But, what a lot of people forget to talk about is there is a business side to marriage, in the midst of the honeymoon phase. Then, seemingly out of nowhere, the disagreements about money begin.

The groundhog really was not joking with his appearance implying 6 more weeks of winter. While the snow can be beautiful, snow days lose a little bit of their magic when you actually have to go somewhere and shovel it.  My one year old has the right idea about snow days, particularly after he face […]

Global stock markets keep going up and up. Some things have indeed improved since the dark days of March 2020. But other conditions have worsened. Yet, it almost seems no matter what the news is, investors remain bullish. Clearly the collective market wisdom is that the pandemic and our economic troubles will resolve

This is Ben. He is my 10-year-old and littlest child, and he is the best helper. Over Christmas break, Ben was helping me assemble a million new client packets, and he noticed the risk tolerance questionnaire that we include for every prospect to complete. Ben was excited to find out that our clients take quizzes,

It might sound strange, but not all debt is “bad.” Certain types of debt can actually provide opportunities to improve your financial future. To make smart decisions about if, when, and how much to borrow, you need to understand the difference between “good” and “bad” debt and how to manage it. GOOD DEBT

Happy 2021! Per Nathan’s last blog, I only have a couple of more weeks to say that, so I’m soaking it up. Cheers to everyone who has set their goals or resolutions for this year whether they be physical, mental, or financial in nature. From a financial perspective, it is exciting to begin planning with […]