The week between Christmas and the New Year is a little disorienting—internet memes abound:

Twitter meme post






On this last day of 2019, we are caught in a little bit of Twixtmas too—we could look back and write about how amazing 2019 has been for investors…

Pretty fantastic numbers for both the equity and fixed income markets through December 30, 2019:

Source JP Morgan

We could look ahead and write about what’s coming next in 2020—like the SECURE Act and how planning for retirement accounts will be changing next year.  Just to list a few big changes, RMDs will not be required until age 72 (instead of 70.5), IRA stretch periods are curtailed, and restrictions on IRA contributions past 70 are lifted.  Planning techniques will be changing in 2020, and we are digesting the recent law changes and working on revising planning strategies.

Looking ahead also brings new economic data, and the analysts have already started arguing…will we avoid recession in 2020?  What does the political landscape look like?  Where are interest rates headed?  There are lots of articles to read and data points to digest.

But instead, we will simply end the blogs for 2019 by resting in between the amazing year of 2019 and the new opportunities and challenges of 2020.

To all of those that read this blog—all 17 of you 😉—thank you for following along this year.  We enjoy sharing information with you.

To our clients who read this blog, thank you for allowing us to serve you and your family this year.  We look forward to talking to you soon about what 2020 holds for you and how we can continue to help bring peace to your pursuit of financial goals.

To our readers that are not yet clients, we hope to meet you in 2020 and learn how we can help and support you.

To all—have a happy and safe New Year~

The Meridian Team

A group of people smiling in Christmas sweaters
Categories : Financial Planning

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